MEMBERS

Refunds

Member Contributions

Refunds

PSRSSTL members may seek a full refund of their member contributions, including interest earned, in the event of employment separation. If an employee dies prior to retirement, a named beneficiary becomes entitled to a full refund of the member’s contributions, including interest earned. Members may not seek a refund while actively employed with a PSRSSTL employer which means that partial or temporary refunds and the borrowing of member contributions are prohibited.

Do You Qualify?

Requirements for a Refund

A refund of member contributions becomes payable after:

All member contributions are received by the Retirement System, AND
A member is separated or terminated from employment with a PSRSSTL employer.

If a member returns to work with ANY Retirement System employer prior to receiving a refund, no refund of contributions will be made and the employee will resume making contributions that will be added to the member account.

A member becomes vested in the Retirement System after earning 5 years of credited service; therefore, it is important for a member to note that all rights to membership and future benefits are forfeited after a refund has been paid out.

Employer Contributions become the property of the Retirement System to help fund pension benefits and are non-refundable.

Helpful Documents & Links

Find documentation related to PSRSSTL Membership in the links below

2026 New Retiree Guide

Member Handbook

This covers all the details of the PSRSSTL retirement plan and is helpful for both new and long-term Members.

Name Change Request Form

Preparing to Retire

Retirement Application

Must be completed by Members who are eligible and would like to begin drawing their retirement benefit. This form is also included in the New

Have a question?

Contact the Public School Retirement System of St. Louis

Whatever you need assistance with, we are here to help! Use our contact form to send us a message and we will get back to you as soon as possible.

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